Most of the people we help don't get insurance through a big employer. They work for themselves, between contracts, in physical trades, or in the years before Medicare. Pick the situation that sounds like yours; each guide covers real costs, deadlines, and the coverage that fits.
People who don't get insurance through a big employer. We work with travel nurses, trade workers, 1099 and gig workers, early retirees, young families, small businesses, and people between jobs, comparing marketplace, private, and supplemental options at no cost. Each guide below covers the real costs, deadlines, and coverage decisions for that situation.
Eight situations, eight guides. Each one is reviewed by a licensed agent and kept current with this year’s rules and prices.
Coverage that stays with you between contracts, across agencies, and across state lines.
Read the guide
Plans built for physical work, and the accident coverage workers’ comp doesn’t replace.
Read the guide
Four ways to offer benefits your team can feel, at a number your budget can carry.
Read the guide
The freedom of 1099 work shouldn’t limit your coverage. Options, costs, and the tax break.
Read the guide
Health insurance that works with an unpredictable schedule, plus the stipends some apps owe you.
Read the guide
Bridging the years between your last paycheck and 65, without draining what you saved.
Read the guide
Real family coverage math, the newborn deadlines, and the layers that catch what plans miss.
Read the guide
Two clocks start when coverage ends. Your deadlines, options, and costs in one place.
Read the guide