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Privacy Policy of Champion Benefit Advisors

Champion Benefit Advisors, which operates benefitchamps.com, sells insurance and non-insurance programs to consumers.

This page is used to inform website visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our benefits administration and management services, as described on premierhsllc.com.

If you choose to use our services, then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the services. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at CBA Legal Disclaimer, unless otherwise defined in this Privacy Policy.

For a better experience while using our services, we may require you to provide us with certain personally identifiable information, including but not limited to your name, email, phone number, and postal address. The information that we collect will be used to contact or identify you.

When you visit our website, we may collect certain information automatically, including your IP address and cookie identifiers. We also collect information about your device and your visit(s), such as browser type and version, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.  

We and our third-party advertising partners use cookies, web beacons, pixels, and similar technologies to analyze trends, administer and improve our website, deliver more relevant advertising, and gather demographic information about our user base. These technologies may also be used to track your online activity across different websites.  

Cookies will remain active for 30 days before deletion or until you remove them. You can manage your cookie preferences and opt out of targeted advertising through your browser settings or by visiting the websites of the third-party advertising networks we work with. Please note that opting out may limit your ability to use certain features of our website or may prevent you from seeing ads that are tailored to your interests.

  • Use of HotJar

In addition to the information listed above, we use Hotjar to better understand our users’ needs and optimize this service and experience. Hotjar is a technology service that helps us gather feedback on user behavior and preferences. Hotjar uses cookies and other technologies to collect data on our users’ behavior and their devices. This includes [list the specific data types collected by Hotjar as mentioned in your prompt]. Hotjar stores this information on our behalf in a pseudonymized user profile. For further details, please see the ‘about Hotjar’ section of Hotjar’s support site.

  • Use of WhatConverts

We use WhatConverts, a conversion rate optimization platform, to track user interactions on our website and analyze conversion funnels. WhatConverts may collect certain information about your visits to our website, including your IP address, browser type, pages visited, and time spent on our site. This data is used to help us improve our website’s performance and user experience. For more information on WhatConverts’ data collection and privacy practices, please refer to their privacy policy https://www.whatconverts.com/privacy-policy

We want to inform you that whenever you visit benefitchamps.com, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our services that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive.

Our website uses these “cookies” to collect information and to improve our services. You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our services.

  • Google Analytics Privacy Policy

Our website uses first-party and third-party cookies, beacons, and other similar tracking technologies specifically in conjunction with Google Analytics for the purposes of user behavior analytics, remarketing, cross-device insights, and website performance improvements. Google Analytics collects information from users such as age, gender, interests, demographics, how often they visit our website, what pages they visit, and what other websites they have used before coming to our website. We use the information we get from Google Analytics to analyze traffic, remarket our products and services to users, improve our marketing, personalized advertising, and to improve our website. We have enabled Google Analytics advertising features such as remarketing with Google Analytics, Google Display Network Impression Reporting, and Google Analytics Demographics and Interest Reporting. Google Analytics collects only the IP address assigned to you on the date you visit our website, not your name or other identifying information. We do not combine the information collected using Google Analytics with PD. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit our website, the cookie cannot be used by anyone but Google. We share website user and customer data with Google for the purpose of performing ad measurement and ad delivery services on our behalf, through the use of Customer Match, enhanced conversion tracking, and other services. Google also uses specific identifiers to help collect information about the use of our website. For more information on how Google collects and processes your data, visit https://www.google.com/policies/privacy/partners/.

You can prevent Google Analytics from using your information by opting out at this link: https://tools.google.com/dlpage/gaoptout. Using the Google Analytics opt-out browser add-on will not prevent site owners from using other tools to measure site analytics. It does not prevent data from being sent to the website itself or in other ways to web analytics services.

We may employ third-party companies and individuals due to the following reasons:

  • To facilitate our services;
  • To provide the services on our behalf;
  • To assist us in analyzing how our services are used.

We want to inform our service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Our website may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Our Services do not address anyone under the age of 13. We do not knowingly collect personal identifiable information from children under 13 through benefitchamps.com In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us.

Privacy Policy was last updated on Sept. 11, 2024.