Articles
The Coverage Gap Between Jobs: The 63-Day Rule and Short-Term Bridges
The 63-day rule stopped mattering for ACA-compliant coverage in 2014. But a gap still breaks six real things.
August 5, 2026
Marketplace vs. Private Plans When Your 1099 Income Swings
The marketplace asks self-employed buyers a question they can't answer: what will you earn this year?
August 5, 2026
The Self-Employed Health Insurance Deduction, With Real Numbers
Three rules disqualify people who assume they qualify, and marketplace buyers hit a circular calculation nobody warns them about.
August 5, 2026
Travel Nurse Stipends, Taxable Income, and Marketplace Subsidies
Here's how stipends affect subsidies, the tax home rule the whole thing depends on, and why 2026 raises the cost of estimating wrong.
August 5, 2026
Do Travel Nurses Get Health Insurance? Agency Plans and the Gaps Between Contracts
Most travel nursing agencies offer health insurance, but it ends when the contract does, and it may not cross the state line with you.
August 5, 2026
COBRA vs. Marketplace After a Layoff: The Actual Math
COBRA or the marketplace after a layoff? The 2026 subsidy cliff changed the math.
August 4, 2026
Life Insurance vs Accident Insurance: Key Differences You Need to Know
Learn the real differences between accident insurance and life insurance: what each covers, what each costs, and how to decide if you need one or both.
August 3, 2026
Accident Insurance vs. Hospital Indemnity: What’s Right for You?
Accident insurance pays on injuries; hospital indemnity pays on admissions. Compare coverage, costs, and which supplemental plan fits your situation.
August 3, 2026